Salary Calculator

CTC (Cost to Company) is the total expenditure that a company incurs for an employee annually, including salary, allowances, PF contributions, gratuity, and other benefits. Your in-hand (take-home) salary is what you actually receive after all deductions.

Typical CTC Components

• Basic Salary – Usually 40–50% of CTC
• HRA – 40–50% of Basic (50% for metro cities)
• Special Allowance – Balance after other components
• LTA, Medical Allowance – Additional tax-saving components
• Employer EPF – 12% of Basic (part of CTC but not take-home)
• Gratuity – (Basic × 15/26) / 12 per month

Common Deductions from Gross Salary

• Employee EPF – 12% of Basic Salary
• Professional Tax – State-specific (typically ₹200/month)
• Income Tax (TDS) – Based on tax slab and regime chosen

Also calculate your HRA exemption and EPF corpus for comprehensive salary planning.